Introduction Application Programming Interfaces (APIs) and AI  are technologies that have undergone significant updates in the last several years, resulting in an astonishing rise in popularity. The use of these phrases dates back to the 1980s. They have several potential uses in both corporate contexts and common software programs. An API acts as a connection […]

  In today’s information era, one of the most important factors in achieving business success is learning how to assess and get value from our company’s digital insights. Financial institutions have been considering the borrower’s income and employment stability before approving a loan. And now, with the help of advanced data analytics technologies, it is […]

  On June 2023, t he Reserve Bank of India (RBI) declared that a compromise settlement involving willful defaulters is not a recent development and has existed for more than 15 years. Several groups, notably bank unions, have voiced opposition to the declaration. Common symptoms of the financial crisis include insolvency and a lack of liquidity. […]

The crisis of climate change is a pressing issue that demands our attention, particularly in Asia and the Pacific. The intersection of digital technologies and financial product innovations has the potential to revolutionise the way we approach climate finance challenges. In that way, the emergence of numerous climate fintech operating models can be attributed to […]

The growing presence of financial content on social media has not gone unnoticed by influencers, giving rise to the emergence of the financial influencer, or “finfluencer.” Many videos and social media posts are promoting investment opportunities and debt solutions that seem easy and promising. This is a trend in the financial world right now. In […]

India is actively trying to increase the usage of the Indian rupee (INR) in worldwide commerce and investment, hence the process of internationalizing the INR is gathering momentum. In an effort to facilitate the use of the home currency in foreign commercial operations, the government has just unveiled the Foreign Trade Policy. Let us see […]

Finance institutions are using Natural Language Processing (NLP) to analyse performance drivers and predict market trends, which is revolutionising the financial sector. When it comes to market research, content evaluation, and risk management, NLP is quickening the speed of change in the financial sector. Demand for BERT (Bidirectional Encoder Representations from Transformers) NLP is rising […]

Analysing the Downfall of the Silicon Valley Bank: Lessons for NBFCs and Financial Institutions Silicon Valley Bank (SVB) has been a prominent name in the technology industry for many years. The bank was a leading player in the technology and innovation sector, and its clients included some of the most innovative and disruptive companies in […]

                                  The Reserve Bank of India (RBI) recently released revised guidelines on digital lending in India, which aim to regulate the sector and protect consumers from unfair practices. The guidelines come in response to the growing popularity of digital […]

  The one subject that everyone today is acquainted with is the invention of the ChatGPT. Here, GPT stands for “generative pre-trained transformer.” It is a chatbot launched by OpenAI in 2022. It was built on top of OpenAI’s GPT-3.5 family of large language models and is enhanced for better quality and output by both […]