RBI data shows a 15% growth in the gold loan market, with assets under management reaching Rs. 1 lakh crore in the financial year 2024. The main drivers of this demand are financial inclusion and a growing economy, which are boosting consumerism. New digital consumers, many of whom are first-time bankers, are significantly contributing to […]

  Gold prices directly influence gold loans. An upward movement in gold prices adds momentum to gold loans as borrowers unlock the potential of their invested gold for liquidity. Rising gold prices also make lenders’ portfolios safer, as they can maintain a good loan-to-value ratio. Read further to learn how fluctuating gold prices impact gold […]